Mortgages

Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

Our fee for arranging and advising on a mortgage is up to 0.75% of the loan amount with a minimum fee £795. Sometimes, some or all of this fee will be offset by procuration fees we may receive from the lender. In certain circumstances we may require up to £295 of the fee to be paid upfront. WE OFFER AN INITIAL CONSULTATION AT OUR OFFICE IN STROUD, GLOUCESTERSHIRE, AT OUR COST AND WITHOUT OBLIGATION. Feel free to contact us with details of your requirements and we can confirm any fees with you without obligation.


People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
Remortgaging means switching your mortgage to another deal with another lender. Most people remortgage because their existing deal has ended.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property.
With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.
A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.
Sometimes people want to release equity in their homes because they need cash for a particular purpose. This short guide looks at how certain types of mortgage will allow you to do exactly this.
The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.
Sometimes people get into debt through no fault of their own and, even if they have been to blame, want to sort things out. Fortunately, there are now some lenders willing to provide adverse credit mortgages and this short guide will help you understand what to expect.

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